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WIBA Insurance

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WORK INJURY BENEFITS ACT – WIBA INSURANCE

Wiba Insurance is an employee benefit plan that helps employees to get financial compensation while on duty or any project undertaken by the policyholder against accidents or bodily injuries/disabilities or death. According to the WIBA Act 2007, the employee can claim for compensation against accidental bodily injury, disablement or death at work. Wiba Insurance can be availed by employees above the age of 18.

What does Wiba Insurance Kenya pay for?

  • Accidental death
  • Medical expenses
  • Permanent total disablement
  • Temporary total disablement
  • Funeral expenses
  • Occupational diseases & work-related injuries

Why do you need Wiba Insurance Kenya?

Wiba Insurance is a necessary policy for all employees to protect against liabilities that arise from work-related injuries and occupational diseases. When the Wiba insurance is carried out internally, it could affect the company’s operations that your savings will drain off. Transferring those huge risks to an insurance company for the safety and well being of the employees is the best option as it won’t affect the company's financial planning.

Cost of Wiba Insurance Kenya

The cost of Wiba insurance in Kenya is not the same for all insurance companies. It depends on various factors such as the type of coverage plan according to your specific needs, company’s requirements, etc. The benefits that an insured gets from the coverage depend on the nature of the work-related bodily injuries, occupational diseases, employee’s earnings, etc.

Compensates the insured in respect of death or injury to employees (including temporary and casual employees) arising out of and in the course of their employment.

What benefits does Wiba Insurance offer?

  • Wiba insurance offers good compensation for the employees in case of their death, injuries and occupational diseases (earnings up to 96 months)

  • Weekly earnings due to a work-related accident (earnings up to 52 weeks)

  • Permanent Total Disability ( earnings up to 96 months )

  • Wiba insurance for medical expenses ( specified limit )

  • 24/7 coverage

Requirements needed for Wiba Insurance policy

  • Duly completed and signed proposal form

  • Premium payment

  • Coverage limits

  • Company’s registration certificate

  • Company’s PIN certificate

  • Original medical bills

  • Provincial documents

  • Police abstract report in the case of accidents

  • Schedule of the policyholders showing their names, category/positions and annual salaries

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